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Saudi VAT & Invoicing Guide

How to create a Saudi VAT invoice (free, in Arabic & English)

A clear, practical walkthrough of what a Saudi tax invoice must contain, how the 15% VAT is calculated, why Arabic matters, and how to produce a professional bilingual invoice in a few minutes.

Written by the WasliPay team Updated June 2026 اقرأ بالعربية ←

If you sell goods or services in Saudi Arabia, the invoice you hand your customer is also a tax document. Getting its fields right keeps you organised, helps your VAT-registered clients reclaim their input VAT, and avoids awkward corrections later. This guide explains exactly what goes on a Saudi VAT invoice, then shows the fastest free way to create one.

What is a tax invoice in Saudi Arabia?

A tax invoice is the document a VAT-registered business issues for a taxable sale. It records what was sold, the price before tax, the VAT charged, and the total due. It is the evidence of the transaction that both the seller and the buyer keep for their records, and it is what allows a registered buyer to reclaim the VAT they paid.

One important point up front: only a business that is registered for VAT with the Zakat, Tax and Customs Authority (ZATCA) may charge VAT and issue a tax invoice. If you are not registered, you can still send a normal invoice or a receipt — you just cannot add VAT or label it a "tax invoice".

The mandatory fields on a Saudi VAT invoice

A standard tax invoice should clearly show all of the following. Missing fields are the most common reason an invoice is rejected or has to be re-issued.

FieldWhat it means
TitleThe words "Tax Invoice" (فاتورة ضريبية)
Seller detailsYour legal business name, address, and VAT registration number (TIN)
Buyer detailsCustomer name and address; their VAT number too if they are a registered business
Invoice numberA unique, sequential number that identifies the invoice
DatesDate of issue, and the date of supply if it differs
Line itemsDescription, quantity, and unit price of each good or service
Taxable amountThe price excluding VAT for each line and the subtotal
VATThe VAT rate (usually 15%) and the VAT amount in SAR
TotalThe grand total including VAT
CurrencyAmounts shown in Saudi Riyals (SAR)

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How the 15% VAT is calculated

The standard VAT rate in Saudi Arabia is 15%. The calculation is simple once you know whether your prices are quoted before or after tax.

When your price excludes VAT

Multiply the net amount by 15% and add it on. For a service priced at SAR 1,000: VAT = 1,000 × 0.15 = SAR 150, so the total is SAR 1,150.

When your price already includes VAT

To find the VAT inside a tax-inclusive total, divide by 1.15 and subtract. For a SAR 1,150 total: net = 1,150 ÷ 1.15 = SAR 1,000, so the VAT portion is SAR 150. A good invoice tool lets you switch between "VAT exclusive" and "VAT inclusive" per line so you never do this by hand.

Why Arabic matters (and how bilingual invoices help)

A Saudi tax invoice must be issued in Arabic. You are free to add an English translation next to it, which many businesses do so that international clients and their own accountants can read it easily. A side-by-side Arabic/English layout satisfies the Arabic requirement and keeps the document clear for everyone — it is the most practical format for freelancers and small businesses working across the Gulf.

Create a Saudi VAT invoice in four steps

  1. Add your details and your customer's. Include both VAT/Tax numbers where they apply.
  2. List your items. Enter each description, quantity, unit price, and the 15% VAT — let the tool total it.
  3. Choose language and template. Pick Arabic, English, or bilingual, and a clean template.
  4. Download or print. Export a tidy A4 PDF and send it to your customer.
A note on ZATCA e-invoicing. Saudi Arabia is rolling out mandatory e-invoicing (Fatoora) in phases. Phase 2 requires VAT-registered businesses above certain thresholds to issue invoices from a compliant system that adds a cryptographic stamp and QR code and reports to ZATCA. WasliPay produces professional printable and PDF invoices for record-keeping and for businesses outside that mandate — it is not a certified ZATCA Phase 2 e-invoicing platform. For official compliance, use a ZATCA-accredited provider or speak to your tax advisor.

Frequently asked questions

What is the VAT rate on a Saudi invoice?

The standard VAT rate in Saudi Arabia is 15%, applied to most goods and services. Some supplies are zero-rated or exempt, so confirm the correct rate for what you sell.

Does a Saudi tax invoice have to be in Arabic?

Yes — a tax invoice must be issued in Arabic. You may add an English translation, and a bilingual Arabic/English layout satisfies the requirement while staying readable for international clients.

Can I issue a tax invoice if I'm not VAT-registered?

No. Only businesses registered for VAT with ZATCA may charge VAT and issue a tax invoice. If you are not registered, you can still issue a regular invoice or receipt without VAT.

Is a PDF invoice ZATCA Phase 2 compliant?

Not by itself. Phase 2 requires a compliant electronic system that produces a cryptographic stamp and reports to ZATCA. A PDF invoice is fine for record-keeping and for businesses outside the mandate, but it is not a certified Phase 2 e-invoice.

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This guide is general information, not tax or legal advice. VAT rules and ZATCA e-invoicing requirements change over time — always verify the current rules with ZATCA or a qualified tax advisor before relying on them.